[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.saros.cz\/je-pojisteni-nemovitosti-dobry-napad\/#Article","mainEntityOfPage":"https:\/\/www.saros.cz\/je-pojisteni-nemovitosti-dobry-napad\/","headline":"Je poji\u0161t\u011bn\u00ed nemovitosti dobr\u00fd n\u00e1pad?","name":"Je poji\u0161t\u011bn\u00ed nemovitosti dobr\u00fd n\u00e1pad?","description":"Asi ka\u017ed\u00fd chce ochr\u00e1nit jak svou rodinu, tak sebe i sv\u016fj majetek. A to je p\u0159esn\u011b to, co n\u00e1m poji\u0161\u0165ovny<a href=\"https:\/\/www.saros.cz\/je-pojisteni-nemovitosti-dobry-napad\/\" class=\"more-link\">Read More <span class=\"screen-reader-text\">Je poji\u0161t\u011bn\u00ed nemovitosti dobr\u00fd n\u00e1pad?<\/span> <i class=\"fa fa-angle-double-right\"><\/i><\/a>","datePublished":"2020-08-14","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.saros.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.saros.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/06eaac2906ebd8f5abb4917f3140de1503ec690466d6a69c4ec202bf5b15537c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/06eaac2906ebd8f5abb4917f3140de1503ec690466d6a69c4ec202bf5b15537c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"saros.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.saros.cz\/wp-content\/uploads\/hypoteka3_10_9.jpg","url":"https:\/\/www.saros.cz\/wp-content\/uploads\/hypoteka3_10_9.jpg","height":0,"width":0},"url":"https:\/\/www.saros.cz\/je-pojisteni-nemovitosti-dobry-napad\/","about":["Ekonomika"],"wordCount":461,"articleBody":"   Asi ka\u017ed\u00fd chce ochr\u00e1nit jak svou rodinu, tak sebe i sv\u016fj majetek. A to je p\u0159esn\u011b to, co n\u00e1m poji\u0161\u0165ovny slibuj\u00ed. V reklam\u00e1ch vid\u00edme, jak poji\u0161t\u011bn\u00ed vytv\u00e1\u0159\u00ed prakticky \u0161t\u00edt okolo osoby \u010di v\u011bci, kter\u00e1 je j\u00edm chr\u00e1n\u011bna. Jak je tomu ale ve skute\u010dnosti?Nejprve je t\u0159eba \u0159\u00edci, \u017ee toto zobrazen\u00ed je pom\u011brn\u011b zav\u00e1d\u011bj\u00edc\u00ed. \u017d\u00e1dn\u00e9 poji\u0161t\u011bn\u00ed v\u00e1s nechr\u00e1n\u00ed proti tomu, aby se v\u00e1m, jin\u00e9 osob\u011b nebo va\u0161emu majetku n\u011bco stalo. Co d\u011bl\u00e1 je, \u017ee v p\u0159\u00edpad\u011b, kdy u\u017e n\u011bjak\u00e1 nehoda nastane, vyplat\u00ed ur\u010denou \u010d\u00e1stku. Ta by m\u011bla slou\u017eit na pokryt\u00ed n\u00e1klad\u016f bu\u010f na l\u00e9\u010dbu, nebo na opravu.P\u0159\u00edkladem m\u016f\u017ee b\u00fdt poji\u0161t\u011bn\u00ed nemovitosti Americk\u00e1 nebankovn\u00ed hypot\u00e9ka. To obvykle zahrnuje ochranu proti vloup\u00e1n\u00ed, vandalismu, vytopen\u00ed a mnoha dal\u0161\u00edm v\u011bcem. Ov\u0161em neznamen\u00e1 to, \u017ee by se k v\u00e1m zlod\u011bj nedostal, nebo \u017ee by se v\u00e1m z\u00e1zra\u010dn\u011b nap\u0159\u00edklad p\u0159i z\u00e1plav\u00e1ch vyhnula velk\u00e1 voda. Nikoliv. Znamen\u00e1 to, \u017ee v p\u0159\u00edpad\u011b, \u017ee se n\u011bco takov\u00e9ho stane, dostanete ur\u010ditou \u010d\u00e1stku. Ta je vypo\u010d\u00edt\u00e1na podle toho, jak vysok\u00e9 budou n\u00e1klady na opravu dan\u00e9 v\u011bci, p\u0159\u00edpad\u011b cena, za kterou si m\u016f\u017eete koupit novou, a to stejn\u00e9 zna\u010dky a stejn\u00e9ho typu.Je tedy vid\u011bt, \u017ee v\u0161e nen\u00ed tak r\u016f\u017eov\u00e9, jak se zd\u00e1. Nav\u00edc v\u017edy p\u00e1r dn\u016f trv\u00e1, ne\u017e pen\u00edze p\u0159ijdou. K tomu je nav\u00edc pot\u0159eba, aby onu v\u011bc nav\u0161t\u00edvil znalec z poji\u0161\u0165ovny, kter\u00fd sep\u00ed\u0161e protokol a z\u00e1znam o po\u0161kozen\u00ed.Je t\u0159eba tak\u00e9 po\u010d\u00edtat s v\u00fdlukami, co\u017e jsou situace, na kter\u00e9 se poji\u0161t\u011bn\u00ed nevztahuje. Pat\u0159\u00ed sem p\u0159edev\u0161\u00edm vlastn\u00ed zavin\u011bn\u00ed, p\u0159edev\u0161\u00edm to \u00famysln\u00e9. V\u011b\u0159te, \u017ee jich je skute\u010dn\u011b hodn\u011b, a p\u0159ed uzav\u0159en\u00edm jak\u00e9hokoliv poji\u0161t\u011bn\u00ed se vyplat\u00ed si je po\u0159\u00e1dn\u011b prostudovat. Pak mo\u017en\u00e1 zjist\u00edte, \u017ee poji\u0161t\u011bn\u00ed nen\u00ed tak dobr\u00fd n\u00e1pad, jak v\u00e1m pracovn\u00edk poji\u0161\u0165ovny tvrdil.M\u011bjte toti\u017e na pam\u011bti, \u017ee navzdory v\u0161em p\u011bkn\u00fdm slogan\u016fm, \u017ee jsou tu pro klienty, pracuj\u00ed tito lid\u00e9 p\u0159edev\u0161\u00edm pro sebe. Maj\u00ed kv\u00f3tu pojistek, kterou mus\u00ed ka\u017ed\u00fd m\u011bs\u00edc plnit, a tak nen\u00ed divu, \u017ee v\u00e1s budou p\u0159esv\u011bd\u010dovat, jak je pro v\u00e1s v\u00fdhodn\u00e9. Av\u0161ak dob\u0159e si to rozmyslete, a\u0165 zbyte\u010dn\u011b neplat\u00edte pen\u00edze. To by byla \u0161koda.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (16 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Je poji\u0161t\u011bn\u00ed nemovitosti dobr\u00fd n\u00e1pad?","item":"https:\/\/www.saros.cz\/je-pojisteni-nemovitosti-dobry-napad\/#breadcrumbitem"}]}]