[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.saros.cz\/podnikani-postrada-jistoty\/#Article","mainEntityOfPage":"https:\/\/www.saros.cz\/podnikani-postrada-jistoty\/","headline":"Podnik\u00e1n\u00ed postr\u00e1d\u00e1 jistoty","name":"Podnik\u00e1n\u00ed postr\u00e1d\u00e1 jistoty","description":"\u010clov\u011bk si v dne\u0161n\u00ed dob\u011b mus\u00ed na svoji existenci vyd\u011blat pen\u00edze. Mus\u00ed pracovat, aby byl finan\u010dn\u011b zaji\u0161t\u011bn\u00fd, proto\u017ee kdyby takov\u00e9ho<a href=\"https:\/\/www.saros.cz\/podnikani-postrada-jistoty\/\" class=\"more-link\">Read More <span class=\"screen-reader-text\">Podnik\u00e1n\u00ed postr\u00e1d\u00e1 jistoty<\/span> <i class=\"fa fa-angle-double-right\"><\/i><\/a>","datePublished":"2021-09-02","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.saros.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.saros.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/06eaac2906ebd8f5abb4917f3140de1503ec690466d6a69c4ec202bf5b15537c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/06eaac2906ebd8f5abb4917f3140de1503ec690466d6a69c4ec202bf5b15537c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"saros.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.saros.cz\/wp-content\/uploads\/sto%20eur_5.jpg","url":"https:\/\/www.saros.cz\/wp-content\/uploads\/sto%20eur_5.jpg","height":0,"width":0},"url":"https:\/\/www.saros.cz\/podnikani-postrada-jistoty\/","about":["Ekonomika"],"wordCount":396,"articleBody":"   \u010clov\u011bk si v dne\u0161n\u00ed dob\u011b mus\u00ed na svoji existenci vyd\u011blat pen\u00edze. Mus\u00ed pracovat, aby byl finan\u010dn\u011b zaji\u0161t\u011bn\u00fd, proto\u017ee kdyby takov\u00e9ho zaji\u0161t\u011bn\u00ed nedos\u00e1hl, postr\u00e1dal by v\u0161echno, co si je mo\u017en\u00e9 a \u017e\u00e1douc\u00ed kupovat a na co by u\u017e nem\u011bl. Plat\u00ed to pro zam\u011bstnance a pochopiteln\u011b i pro soukrom\u00e9 podnikatele. A dalo by se \u0159\u00edci, \u017ee u podnikatel\u016f je to je\u0161t\u011b daleko o\u017eehav\u011bj\u0161\u00ed t\u00e9ma ne\u017e u kohokoliv jin\u00e9ho. A to z toho d\u016fvodu, \u017ee podnikatel\u00e9 nemus\u00ed financovat jenom sv\u00e9 vlastn\u00ed \u017eivobyt\u00ed, ale i \u017eivobyt\u00ed sv\u00fdch p\u0159\u00edpadn\u00fdch zam\u011bstnanc\u016f a v\u0161e ostatn\u00ed, co souvis\u00ed s fungov\u00e1n\u00edm jejich firem. A zat\u00edmco m\u00e1 zam\u011bstnanec aspo\u0148 tu jistotu, \u017ee p\u0159\u00ed\u0161t\u00ed m\u011bs\u00edc zase dostane o\u010dek\u00e1vanou v\u00fdplatu, podnikatel nem\u016f\u017ee stoprocentn\u011b po\u010d\u00edtat s ni\u010d\u00edm. M\u016f\u017ee se mu da\u0159it, ale tak\u00e9 nemus\u00ed, a on to ne v\u017edy dok\u00e1\u017ee pozitivn\u011b ovlivnit.A co d\u011blaj\u00ed podnikatel\u00e9, kdy\u017e se dostanou do finan\u010dn\u00edch probl\u00e9m\u016f? Nejednou si berou p\u016fj\u010dky, proto\u017ee je to jedin\u00e9 \u0159e\u0161en\u00ed, kter\u00e9 v t\u00ed\u017eiv\u00e9 situaci p\u0159ipad\u00e1 v \u00favahu.Jen\u017ee ani z\u00edsk\u00e1n\u00ed p\u016fj\u010dky nen\u00ed jist\u00e9. I zde panuje podobn\u00e1 nejistota jako u dosahov\u00e1n\u00ed zisku. Podnikatel tu sice m\u016f\u017ee usp\u011bt, ale nejprve mus\u00ed splnit v\u0161echny podm\u00ednky, kter\u00e9 se k tomu poj\u00ed. A to se nejednou zvl\u00e1d\u00e1 jen velice obt\u00ed\u017en\u011b, p\u0159\u00edpadn\u011b se to nezvl\u00e1d\u00e1 v\u016fbec. Proto\u017ee kdy\u017e banka po\u017e\u00e1d\u00e1 o dolo\u017een\u00ed dostate\u010dn\u011b vysok\u00fdch p\u0159\u00edjm\u016f podnikatele, kter\u00fd si na sebe zrovna nedok\u00e1\u017ee vyd\u011blat, jak to asi dopadne, \u017ee? Pokud chce m\u00edt banka jistotu, \u017ee bude \u017eadatel spl\u00e1cet, jak se asi zachov\u00e1, kdy\u017e nalezne negativn\u00ed z\u00e1znam v jeho registrech dlu\u017en\u00edk\u016f? Odpov\u011b\u010f je n\u00e1m v\u0161em jist\u011b p\u0159edem zn\u00e1m\u00e1.A proto je podnikateli v nesn\u00e1z\u00edch tolik cen\u011bna hypot\u00e9ka bez p\u0159\u00edjmu od nebankovn\u00ed spole\u010dnosti. Proto\u017ee zde ani registry, ani p\u0159\u00edjmy nehraj\u00ed rozhoduj\u00edc\u00ed roli. Tady je nezbytn\u00e9 d\u00e1t do z\u00e1stavy nemovitost, a kdy\u017e se takto zaru\u010d\u00ed \u0159\u00e1dn\u00e9 spl\u00e1cen\u00ed, nen\u00ed d\u016fvod, pro\u010d by tu podnikatel neusp\u011bl.                                                                                                                                                                                                                                                                                                                                                                                          4.4\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Podnik\u00e1n\u00ed postr\u00e1d\u00e1 jistoty","item":"https:\/\/www.saros.cz\/podnikani-postrada-jistoty\/#breadcrumbitem"}]}]